Skip to content
Click to Call
Gilchrist Insurance Group

3025 Fort Worth Highway, Ste. B
Hudson Oaks, TX 76087

Get Directions

Texas Umbrella Insurance Coverage

Umbrella Insurance in Texas

Insurance is always a good investment, but what happens when insurance doesn't cover all of the expenses of an event? This does occasionally happen, and the consequences can be devastating. We have a solution at Gilchrist Insurance Group, serving Hudson Oaks, TX. Umbrella policies are a way to protect yourself from the unexpected. Keep reading to learn more.

What Is an Umbrella Policy?

An umbrella insurance policy is a special type of insurance coverage you have added to another one. An umbrella policy can kick in to help pay for expenses the original policy may not cover. For instance, if you were in a car accident and your insurance policy had been exhausted in paying expenses incurred by that accident, and there were remaining expenses, you would be liable to pay that out of pocket. Depending on how much it was, this could leave you financially vulnerable. An umbrella policy, though, can help pay these expenses.

What Will an Umbrella Policy Cover?

An umbrella policy can be designed to help pay expenses that qualify under any of your other policies. You can talk with an insurance representative to get more information on all of the different types of claims that might be eligible.

Who Needs an Umbrella Policy?

An umbrella policy can benefit anyone, but it's an excellent idea for people with many assets they want to protect from liability.

How Much Coverage Do I Need?

Everyone's needs differ, so there is certainly no one-size-fits-all insurance solution. Sitting down with one of our insurance experts to discuss your particular needs is the best way to get this information.

If you'd like to learn more about umbrella insurance or any of our other Texas products, please get in touch with us today at Gilchrist Insurance Group, serving Hudson Oaks, TX.

Request a Quote

Why work with us?

Choose Gilchrist Insurance Group for personalized insurance solutions tailored to your needs, backed by years of local expertise and a commitment to exceptional client service. Our dedicated team is here to provide peace of mind and protect what matters most.


Partner Carriers

  • Bristol West
  • Chubb
  • Foremost
  • Gainsco
  • Hagerty
  • Liberty Mutual
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • Travelers